Terms & Conditions

Mutual Trust Pty Ltd ACN 004 285 330 AFSL No 234590 provides the services and conducts the business of the Mutual Trust Group. Liability is limited by a scheme approved under Professional Standards Legislation for any participating members other than for acts or omissions as an Australian Financial Services Licensee. Titles of “Partner” or “Director” may be used to indicate a level of an employee’s seniority within relevant business divisions. These titles are not legal appointments and do not indicate ownership or personal liability for services.

Use of this website is subject to the following terms and conditions and to Mutual Trust’s Privacy Statement.

  1. General information only

The information contained and accessed on this website is provided for general information only and does not constitute or serve as a substitute for advisory, tax, financial, investment or other professional advice, consultation buy provigil or service. You should consult with a Mutual Trust professional in the relevant professional area to obtain such services.

  1. No warranty and disclaimer

We give no assurance or warranty that information on this website is current, and take no responsibility for matters arising from changed circumstances or other information or material which may affect the accuracy or currency of information on this website. We make no representations about the content and suitability of this information for any purpose. Mutual Trust does not guarantee or warrant the website will be uninterrupted, without delay, error-free, omission-free, or free of viruses. To the maximum extent permitted by law, Mutual Trust will not be liable for any loss or damage which may arise as a result of the use of this website, its content or reliance on the information on it. This includes, but is not limited to, the transmission of any computer virus.

  1. Copyright

Copyright in this website rests with Mutual Trust and unless otherwise specified, all material including data, pages, documents, online graphics, images and web pages, audio and video are protected by copyright, and may not be modified, reproduced, publicly displayed, performed, distributed or used for any public or commercial purposes without our explicit written permission.

  1. Conduct

The website may be used only for lawful purposes and it is prohibited to post on the website any unlawful, harmful, threatening, abusive, harassing, defamatory, or obscene material of any kind, including, but not limited to, any material which encourages conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any applicable law.

  1. Linked Sites and Third Party Software

Mutual Trust’s website may be linked to or from other websites that are not maintained or controlled by Mutual Trust. Mutual Trust makes no representations about the accuracy of information and takes no responsibility for the content on those websites. Unless otherwise indicated, software downloads available via links from the Mutual Trust website are third party products. These products may be subject to a licence agreement between you and the relevant product owner. To the extent permitted by law, Mutual Trust accepts no liability in respect of such third party products and Mutual Trust provides no warranty and gives no endorsement in respect of such products or any party connected with them.

  1. Security

Users agree to observe and maintain the confidentiality of all security features relating to use of the Website (including passwords, access arrangements etc.) as notified. Mutual Trust will not be liable for any unauthorised breach or disclosure of the security features.

  1. Website and Email Communications

When you visit our website we collect statistical data about that visit (which may include what you looked at and for how long and the way in which you moved around the site) which is not personally identifiable. We use this information to make our sites more useful and easily navigable. The website uses cookies to track how users navigate within the site and to recognise returning visitors. A ‘cookie’ is a small text file that is saved onto your computer or other device to record this information. Most web browsers give you the option to either allow or block cookies for selected sites or to delete the cookies that have already been recorded. Refer to the ‘Help’ section of your browser for instructions on how to do this. Cookies are generally not used to personally identify website visitors. However, we may use cookies and collect personal information from this website when it is provided voluntarily by you for example, when you fill in a form to subscribe to our publications or to register to attend a seminar. You will have the option to unsubscribe from the distribution list if you do not wish to receive this information.